.fin-page {
  --fin-accent:   var(--green,      #2563eb);
  --fin-accent-d: var(--green-dark, #1d4ed8);
  --fin-soft:     var(--mint,       #eaf3ff);
  --fin-ink:      var(--ink,        #15171d);
  --fin-ink2:     var(--muted,      #626975);
  --fin-paper:    var(--paper,      #ffffff);
  --fin-bg:       var(--bg,         #f4f5f7);
  --fin-line:     var(--line,       #d7dbe3);

  --fin-green:    #059669;
  --fin-green-bg: #ecfdf5;
  --fin-red:      #dc2626;
  --fin-red-bg:   #fff1f2;

  --fin-hero-from:   #f7fbff;
  --fin-hero-to:     #edf4ff;
  --fin-hero-text:   var(--fin-ink);
  --fin-hero-muted:  var(--fin-ink2);
  --fin-hero-border: color-mix(in srgb, var(--fin-accent) 16%, var(--fin-line));
  --fin-hero-panel:  rgba(255, 255, 255, .80);

  --fin-shadow-sm: 0 1px 3px rgba(0,0,0,.06), 0 1px 2px rgba(0,0,0,.04);
  --fin-shadow:    0 4px 16px rgba(0,0,0,.08), 0 1px 4px rgba(0,0,0,.04);
  --fin-shadow-md: 0 8px 32px rgba(0,0,0,.10), 0 2px 8px rgba(0,0,0,.06);

  position: relative;
  color: var(--fin-ink);
  background: var(--fin-paper);
  overflow: visible;
  font-size: 18px;
}

html.dark .fin-page {
  --fin-green:    #34d399;
  --fin-green-bg: rgba(52,211,153,.12);
  --fin-red:      #f87171;
  --fin-red-bg:   rgba(248,113,113,.12);

  --fin-hero-from:   #050c1a;
  --fin-hero-to:     #0b1b35;
  --fin-hero-text:   #ffffff;
  --fin-hero-muted:  rgba(255,255,255,.65);
  --fin-hero-border: rgba(255,255,255,.12);
  --fin-hero-panel:  rgba(255,255,255,.06);

  --fin-shadow-sm: 0 1px 3px rgba(0,0,0,.28);
  --fin-shadow:    0 4px 20px rgba(0,0,0,.40);
  --fin-shadow-md: 0 8px 36px rgba(0,0,0,.52);
}

.fin-page *,
.fin-page *::before,
.fin-page *::after { box-sizing: border-box; }

.fin-page .fin-wrap {
  width: min(1180px, calc(100% - 48px));
  margin: 0 auto;
}

/* HERO */

.fin-page .fin-hero {
  padding: clamp(88px, 12vw, 148px) 0 clamp(72px, 9vw, 108px);
  background: linear-gradient(155deg, var(--fin-hero-from) 0%, var(--fin-hero-to) 100%);
  color: var(--fin-hero-text);
}

.fin-page .fin-eyebrow {
  margin: 0;
  color: var(--fin-accent);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .14em;
  line-height: 1.4;
  text-transform: uppercase;
}

html.dark .fin-page .fin-eyebrow { color: var(--fin-accent-d); }

.fin-page .fin-h1 {
  max-width: 22ch;
  margin: 16px 0 24px;
  font-size: clamp(40px, 5.5vw, 72px);
  font-weight: 900;
  letter-spacing: -.046em;
  line-height: 1.0;
  text-wrap: balance;
  color: var(--fin-hero-text);
}

.fin-page .fin-hero-desc {
  max-width: 640px;
  margin: 0;
  color: var(--fin-hero-muted);
  font-size: clamp(17px, 1.8vw, 21px);
  line-height: 1.68;
}

.fin-page .fin-hero-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 18px;
  align-items: center;
  margin-top: 36px;
}

.fin-page .fin-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 26px;
  border-radius: 8px;
  font-size: 15px;
  font-weight: 700;
  line-height: 1.2;
  text-decoration: none;
  cursor: pointer;
  transition: background .18s ease, color .18s ease, box-shadow .18s ease, border-color .18s ease;
}

.fin-page .fin-btn-fill {
  background: var(--fin-accent);
  color: #fff;
  border: 2px solid transparent;
}

.fin-page .fin-btn-fill:hover {
  background: var(--fin-accent-d);
  box-shadow: 0 4px 16px color-mix(in srgb, var(--fin-accent) 32%, transparent);
}

.fin-page .fin-btn-ghost {
  background: rgba(255,255,255,.68);
  color: var(--fin-accent-d);
  border: 2px solid color-mix(in srgb, var(--fin-accent) 24%, var(--fin-line));
}

.fin-page .fin-btn-ghost:hover {
  background: rgba(255,255,255,.90);
  border-color: var(--fin-accent);
}

html.dark .fin-page .fin-btn-ghost {
  background: rgba(255,255,255,.08);
  color: rgba(255,255,255,.90);
  border-color: rgba(255,255,255,.22);
}

html.dark .fin-page .fin-btn-ghost:hover {
  background: rgba(255,255,255,.14);
  border-color: rgba(255,255,255,.40);
}

/* KPI strip */

.fin-page .fin-kpi-strip {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0;
  margin-top: 52px;
  padding: 20px 28px;
  border: 1px solid var(--fin-hero-border);
  border-radius: 14px;
  background: var(--fin-hero-panel);
  backdrop-filter: blur(10px);
}

.fin-page .fin-kpi {
  flex: 1 1 auto;
  display: flex;
  flex-direction: column;
  gap: 4px;
  padding: 0 24px;
}

.fin-page .fin-kpi:first-child { padding-left: 0; }

.fin-page .fin-kpi-val {
  display: block;
  font-size: clamp(26px, 3vw, 38px);
  font-weight: 900;
  letter-spacing: -.04em;
  line-height: 1;
  color: var(--fin-hero-text);
  font-variant-numeric: tabular-nums;
}

.fin-page .fin-kpi-lbl {
  font-size: 13px;
  color: var(--fin-hero-muted);
  font-weight: 500;
}

.fin-page .fin-kpi-sep {
  width: 1px;
  height: 40px;
  background: var(--fin-hero-border);
  flex-shrink: 0;
}

/* ANCHOR NAV */

.fin-page .fin-anchor-nav {
  position: sticky;
  top: var(--fin-header-height, 76px);
  z-index: 19;
  display: flex;
  justify-content: center;
  padding: 14px 16px;
  width: 100%;
  background: transparent;
}

.fin-page .fin-anchor-inner {
  position: relative;
  display: flex;
  gap: 4px;
  width: max-content;
  max-width: calc(100vw - 32px);
  margin: 0 auto;
  padding: 6px;
  overflow-x: auto;
  border: 1.5px solid var(--fin-line);
  border-radius: 999px;
  background: var(--fin-paper);
  box-shadow: var(--fin-shadow);
  isolation: isolate;
  scrollbar-width: none;
}

.fin-page .fin-anchor-inner::-webkit-scrollbar { display: none; }

.fin-page .fin-anchor-inner a {
  position: relative;
  z-index: 1;
  flex: 0 0 auto;
  padding: 10px 18px;
  border-radius: 999px;
  color: var(--fin-ink2);
  font-size: clamp(14px, 1.3vw, 16px);
  font-weight: 600;
  line-height: 1.2;
  text-decoration: none;
  white-space: nowrap;
  transition: color .2s ease;
}

.fin-page .fin-anchor-inner a:hover { color: var(--fin-ink); }

.fin-page .fin-anchor-inner a.active {
  color: var(--fin-accent-d);
  font-weight: 700;
}

.fin-page .fin-anchor-thumb {
  position: absolute;
  top: 50%;
  left: 0;
  z-index: 0;
  width: 0;
  height: calc(100% - 10px);
  border-radius: 999px;
  background: color-mix(in srgb, var(--fin-soft) 70%, transparent);
  border: 1.5px solid color-mix(in srgb, var(--fin-accent) 22%, var(--fin-line));
  transform: translate(0, -50%);
  transition: transform .4s cubic-bezier(.22,1,.36,1), width .4s cubic-bezier(.22,1,.36,1);
  pointer-events: none;
}

html.dark .fin-page .fin-anchor-thumb {
  background: color-mix(in srgb, var(--fin-accent) 14%, transparent);
  border-color: rgba(255,255,255,.18);
}

/* SECTIONS CONTAINER */

.fin-page .fin-sections {
  padding: clamp(88px, 11vw, 140px) 0 clamp(100px, 13vw, 160px);
  background: var(--fin-paper);
}

.fin-page .fin-section {
  scroll-margin-top: calc(var(--fin-header-height, 76px) + var(--fin-sticky-height, 64px) + 24px);
}

.fin-page .fin-section + .fin-section {
  margin-top: clamp(100px, 14vw, 180px);
}

/* Section badge */

.fin-page .fin-sec-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px 6px 10px;
  border-radius: 999px;
  border: 1.5px solid color-mix(in srgb, var(--fin-accent) 20%, var(--fin-line));
  background: color-mix(in srgb, var(--fin-soft) 58%, transparent);
  color: var(--fin-accent-d);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  margin-bottom: 18px;
}

.fin-page .fin-sec-badge svg {
  width: 14px;
  height: 14px;
  flex-shrink: 0;
}

html.dark .fin-page .fin-sec-badge {
  border-color: rgba(255,255,255,.14);
  background: rgba(255,255,255,.06);
}

.fin-page .fin-section h2 {
  margin: 0 0 18px;
  font-size: clamp(30px, 3.5vw, 46px);
  font-weight: 800;
  letter-spacing: -.038em;
  line-height: 1.08;
  text-wrap: balance;
  color: var(--fin-ink);
}

.fin-page .fin-intro {
  margin: 0 0 28px;
  max-width: 56ch;
  color: var(--fin-ink2);
  font-size: 17px;
  line-height: 1.72;
}

.fin-page .fin-intro-wide { max-width: 76ch; }

/* Route badge */

.fin-page .fin-route {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin: 0 0 28px;
  padding: 8px 14px;
  border-radius: 6px;
  border: 1px solid var(--fin-line);
  background: var(--fin-bg);
  color: var(--fin-accent-d);
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  font-size: 13px;
  font-weight: 600;
  line-height: 1.4;
}

.fin-page .fin-route svg {
  width: 13px;
  height: 13px;
  flex-shrink: 0;
  opacity: .55;
}

.fin-page .fin-routes {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 28px;
}

.fin-page .fin-routes .fin-route { margin: 0; }

/* Points list */

.fin-page .fin-points {
  margin: 0 0 28px;
  padding: 0;
  list-style: none;
}

.fin-page .fin-points li {
  position: relative;
  padding: 13px 0 13px 22px;
  border-bottom: 1px solid var(--fin-line);
  color: var(--fin-ink);
  font-size: 16px;
  line-height: 1.65;
}

.fin-page .fin-points li:first-child { border-top: 1px solid var(--fin-line); }

.fin-page .fin-points li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 50%;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--fin-accent);
  transform: translateY(-50%);
}

/* Tip callout */

.fin-page .fin-tip {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 16px 20px;
  border-radius: 10px;
  border-left: 3px solid var(--fin-accent);
  background: color-mix(in srgb, var(--fin-soft) 48%, var(--fin-paper));
}

.fin-page .fin-tip svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  margin-top: 2px;
  color: var(--fin-accent);
}

.fin-page .fin-tip p {
  margin: 0;
  color: var(--fin-ink2);
  font-size: 14.5px;
  line-height: 1.65;
}

.fin-page .fin-tip-inline {
  margin-top: 40px;
  max-width: 680px;
}

/* 2-COL STAGE */

.fin-page .fin-stage {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(48px, 7vw, 88px);
  align-items: center;
}

.fin-page .fin-stage-l .fin-stage-text { order: 2; }
.fin-page .fin-stage-l .fin-stage-visual { order: 1; }

/*MOCK UI BASE */

.fin-page .fin-mock {
  border-radius: 14px;
  border: 1px solid var(--fin-line);
  background: var(--fin-paper);
  box-shadow: var(--fin-shadow-md);
  overflow: hidden;
}

.fin-page .fin-mock-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 18px;
  border-bottom: 1px solid var(--fin-line);
  background: var(--fin-bg);
}

.fin-page .fin-mock-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--fin-ink);
}

.fin-page .fin-mock-badge {
  font-size: 12px;
  font-weight: 600;
  padding: 3px 10px;
  border-radius: 999px;
  background: color-mix(in srgb, var(--fin-accent) 10%, var(--fin-paper));
  color: var(--fin-accent-d);
  border: 1px solid color-mix(in srgb, var(--fin-accent) 22%, transparent);
}

/* Account tree */

.fin-page .fin-tree { padding: 8px 0; }

.fin-page .fin-tree-item {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 18px;
  transition: background .15s ease;
}

.fin-page .fin-tree-item:hover {
  background: color-mix(in srgb, var(--fin-accent) 5%, var(--fin-paper));
}

.fin-page .fin-tree-l0 { padding-left: 18px; }
.fin-page .fin-tree-l1 { padding-left: 36px; }
.fin-page .fin-tree-l2 { padding-left: 52px; }

.fin-page .fin-tree-code {
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  font-size: 12px;
  font-weight: 600;
  color: var(--fin-ink2);
  min-width: 34px;
  flex-shrink: 0;
}

.fin-page .fin-tree-name {
  font-size: 13px;
  font-weight: 500;
  color: var(--fin-ink);
  flex: 1;
  min-width: 0;
}

.fin-page .fin-tree-tag {
  font-size: 10px;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 999px;
  flex-shrink: 0;
  letter-spacing: .04em;
}

.fin-page .fin-tag-group {
  background: var(--fin-bg);
  color: var(--fin-ink2);
  border: 1px solid var(--fin-line);
}

.fin-page .fin-tag-post {
  background: color-mix(in srgb, var(--fin-accent) 10%, var(--fin-paper));
  color: var(--fin-accent-d);
  border: 1px solid color-mix(in srgb, var(--fin-accent) 24%, transparent);
}

/*TAX MOCK */

.fin-page .fin-mock-tax {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.fin-page .fin-tax-col {
  border-radius: 14px;
  border: 1px solid var(--fin-line);
  background: var(--fin-paper);
  box-shadow: var(--fin-shadow);
  overflow: hidden;
}

.fin-page .fin-tax-head {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 14px;
  border-bottom: 1px solid var(--fin-line);
  background: var(--fin-bg);
  font-size: 11px;
  font-weight: 700;
  color: var(--fin-ink2);
  text-transform: uppercase;
  letter-spacing: .06em;
}

.fin-page .fin-tax-head svg { width: 13px; height: 13px; }

.fin-page .fin-tax-card {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 11px 14px;
  border-bottom: 1px solid var(--fin-line);
}

.fin-page .fin-tax-card:last-child { border-bottom: none; }

.fin-page .fin-tax-pct {
  display: flex;
  align-items: baseline;
  gap: 1px;
  font-size: 22px;
  font-weight: 900;
  color: var(--fin-accent-d);
  line-height: 1;
  font-variant-numeric: tabular-nums;
  flex-shrink: 0;
  min-width: 44px;
}

.fin-page .fin-tax-pct small { font-size: 13px; font-weight: 700; }
.fin-page .fin-tax-ret { color: var(--fin-ink2); }

.fin-page .fin-tax-card strong {
  display: block;
  font-size: 12px;
  font-weight: 700;
  color: var(--fin-ink);
  line-height: 1.3;
}

.fin-page .fin-tax-type {
  display: inline-block;
  margin-top: 3px;
  font-size: 10px;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 999px;
  background: color-mix(in srgb, var(--fin-accent) 10%, var(--fin-paper));
  color: var(--fin-accent-d);
}

.fin-page .fin-tax-type-ret {
  background: var(--fin-bg);
  color: var(--fin-ink2);
}

.fin-page .fin-code-card {
  padding: 11px 14px;
  border-bottom: 1px solid var(--fin-line);
}

.fin-page .fin-code-card:last-child { border-bottom: none; }

.fin-page .fin-code-card strong {
  display: block;
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  font-size: 11px;
  font-weight: 700;
  color: var(--fin-accent-d);
  margin-bottom: 2px;
}

.fin-page .fin-code-card > span {
  font-size: 12px;
  color: var(--fin-ink2);
}

.fin-page .fin-code-tags { margin-top: 6px; }

.fin-page .fin-tag-mode {
  font-size: 10px;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 999px;
  background: color-mix(in srgb, var(--fin-accent) 10%, var(--fin-paper));
  color: var(--fin-accent-d);
}

.fin-page .fin-mode-seq {
  background: var(--fin-bg);
  color: var(--fin-ink2);
}

.fin-page .fin-code-preview {
  display: flex;
  align-items: center;
  gap: 6px;
  margin-top: 8px;
  padding: 5px 10px;
  border-radius: 6px;
  background: var(--fin-bg);
  font-size: 12px;
  font-variant-numeric: tabular-nums;
}

.fin-page .fin-code-base { color: var(--fin-ink2); }

.fin-page .fin-code-preview svg {
  width: 11px;
  height: 11px;
  color: var(--fin-ink2);
}

.fin-page .fin-code-result { font-weight: 700; color: var(--fin-ink); }

/*FULL-WIDTH SECTION HEADER */

.fin-page .fin-full-head {
  max-width: 760px;
  margin-bottom: 48px;
}

/* STEP CARDS */

.fin-page .fin-step-cards {
  display: grid;
  gap: clamp(14px, 2vw, 24px);
}

.fin-page .fin-step-4 { grid-template-columns: repeat(4, 1fr); }
.fin-page .fin-step-3 { grid-template-columns: repeat(3, 1fr); }

.fin-page .fin-step-card {
  padding: 28px 24px;
  border-radius: 12px;
  border: 1px solid var(--fin-line);
  background: var(--fin-paper);
  box-shadow: var(--fin-shadow-sm);
  transition: box-shadow .2s ease, border-color .2s ease, transform .2s ease;
  cursor: default;
}

.fin-page .fin-step-card:hover {
  box-shadow: var(--fin-shadow);
  border-color: color-mix(in srgb, var(--fin-accent) 30%, var(--fin-line));
  transform: translateY(-3px);
}

.fin-page .fin-step-num {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--fin-accent);
  color: #fff;
  font-size: 14px;
  font-weight: 800;
  margin-bottom: 16px;
  flex-shrink: 0;
  font-variant-numeric: tabular-nums;
}

.fin-page .fin-step-text {
  margin: 0;
  color: var(--fin-ink);
  font-size: 15px;
  line-height: 1.65;
}

/*REPORTS SECTION */

.fin-page .fin-reports-head {
  max-width: 760px;
  margin-bottom: 52px;
}

.fin-page .fin-report-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(18px, 2.5vw, 28px);
  margin-bottom: 24px;
}

.fin-page .fin-report-card {
  border-radius: 14px;
  border: 1px solid var(--fin-line);
  background: var(--fin-paper);
  box-shadow: var(--fin-shadow);
  overflow: hidden;
  transition: box-shadow .22s ease, transform .22s ease;
  cursor: default;
}

.fin-page .fin-report-card:hover {
  box-shadow: var(--fin-shadow-md);
  transform: translateY(-4px);
}

.fin-page .fin-rc-head {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 20px 20px 16px;
  border-bottom: 1px solid var(--fin-line);
}

.fin-page .fin-rc-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: color-mix(in srgb, var(--fin-accent) 10%, var(--fin-paper));
  border: 1px solid color-mix(in srgb, var(--fin-accent) 20%, var(--fin-line));
  flex-shrink: 0;
  color: var(--fin-accent-d);
}

.fin-page .fin-rc-icon svg { width: 20px; height: 20px; }

.fin-page .fin-rc-title {
  display: block;
  font-size: 15px;
  font-weight: 800;
  color: var(--fin-ink);
  line-height: 1.3;
}

.fin-page .fin-rc-sub {
  display: block;
  font-size: 12px;
  color: var(--fin-ink2);
  margin-top: 3px;
}

.fin-page .fin-rc-mock {
  padding: 16px 20px;
  border-bottom: 1px solid var(--fin-line);
  background: var(--fin-bg);
}

.fin-page .fin-rc-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 5px 0;
  font-size: 12.5px;
  color: var(--fin-ink);
  font-variant-numeric: tabular-nums;
}

.fin-page .fin-rc-row span:first-child { color: var(--fin-ink2); }
.fin-page .fin-rc-sub-total { font-weight: 600; }
.fin-page .fin-rc-total { font-weight: 800; font-size: 13px; }
.fin-page .fin-rc-pos { color: var(--fin-green); font-weight: 600; }
.fin-page .fin-rc-neg { color: var(--fin-red); font-weight: 600; }

.fin-page .fin-rc-divider {
  height: 1px;
  background: var(--fin-line);
  margin: 6px 0;
}

.fin-page .fin-rc-equation {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  margin-top: 10px;
  padding: 6px 10px;
  border-radius: 6px;
  background: color-mix(in srgb, var(--fin-accent) 8%, var(--fin-bg));
  font-size: 11px;
  font-weight: 800;
  color: var(--fin-accent-d);
  letter-spacing: .02em;
}

/* Cash flow bars */

.fin-page .fin-rc-flow-row {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 5px 0;
  font-size: 12px;
}

.fin-page .fin-flow-lbl {
  min-width: 86px;
  color: var(--fin-ink2);
  font-size: 11px;
  flex-shrink: 0;
}

.fin-page .fin-rc-track {
  flex: 1;
  height: 6px;
  border-radius: 999px;
  background: var(--fin-line);
  overflow: hidden;
}

.fin-page .fin-rc-bar {
  height: 100%;
  border-radius: 999px;
}

.fin-page .fin-rc-bar-pos { background: var(--fin-green); }
.fin-page .fin-rc-bar-neg { background: var(--fin-red); opacity: .7; }

.fin-page .fin-rc-flow-row > span:last-child {
  min-width: 48px;
  text-align: right;
  font-size: 11.5px;
  font-variant-numeric: tabular-nums;
}

.fin-page .fin-rc-desc {
  padding: 14px 20px;
  margin: 0;
  font-size: 13.5px;
  color: var(--fin-ink2);
  line-height: 1.6;
}

/* Scheduled reports card */

.fin-page .fin-scheduled-card {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 20px 24px;
  border-radius: 12px;
  border: 1px solid color-mix(in srgb, var(--fin-accent) 22%, var(--fin-line));
  background: color-mix(in srgb, var(--fin-soft) 42%, var(--fin-paper));
  margin-bottom: 28px;
}

html.dark .fin-page .fin-scheduled-card {
  background: color-mix(in srgb, var(--fin-accent) 8%, var(--fin-paper));
  border-color: color-mix(in srgb, var(--fin-accent) 28%, var(--fin-line));
}

.fin-page .fin-sched-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  border-radius: 10px;
  background: color-mix(in srgb, var(--fin-accent) 12%, var(--fin-paper));
  border: 1px solid color-mix(in srgb, var(--fin-accent) 22%, transparent);
  flex-shrink: 0;
  color: var(--fin-accent-d);
}

.fin-page .fin-sched-icon svg { width: 20px; height: 20px; }

.fin-page .fin-scheduled-card strong {
  display: block;
  font-size: 14px;
  font-weight: 700;
  color: var(--fin-ink);
  margin-bottom: 4px;
}

.fin-page .fin-scheduled-card p {
  margin: 0;
  font-size: 14px;
  color: var(--fin-ink2);
  line-height: 1.6;
}

/* CTA FINAL */

.fin-page .fin-final {
  padding: clamp(80px, 11vw, 130px) 0;
  background: linear-gradient(155deg, var(--fin-hero-from) 0%, var(--fin-hero-to) 100%);
  color: var(--fin-hero-text);
}

.fin-page .fin-final-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 48px;
  flex-wrap: wrap;
}

.fin-page .fin-final-text { flex: 1 1 auto; }

.fin-page .fin-final h2 {
  margin: 14px 0 12px;
  font-size: clamp(28px, 3.5vw, 44px);
  font-weight: 800;
  letter-spacing: -.038em;
  line-height: 1.1;
  text-wrap: balance;
  color: var(--fin-hero-text);
}

.fin-page .fin-cta-desc {
  margin: 0;
  color: var(--fin-hero-muted);
  font-size: 17px;
  line-height: 1.65;
  max-width: 56ch;
}

.fin-page .fin-cta-btn {
  flex-shrink: 0;
  white-space: nowrap;
}

/* REVEAL ANIMATIONS */

@media (prefers-reduced-motion: no-preference) {
  .fin-page .fin-reveal {
    opacity: 0;
    transform: translateY(32px);
    transition: opacity .72s ease, transform .72s cubic-bezier(.22,1,.36,1);
  }

  .fin-page .fin-reveal.fin-visible {
    opacity: 1;
    transform: none;
  }

  .fin-page .fin-eyebrow,
  .fin-page .fin-h1,
  .fin-page .fin-hero-desc,
  .fin-page .fin-hero-ctas,
  .fin-page .fin-kpi-strip {
    animation: finEnter .72s cubic-bezier(.22,1,.36,1) both;
  }

  .fin-page .fin-h1         { animation-delay:  70ms; }
  .fin-page .fin-hero-desc  { animation-delay: 140ms; }
  .fin-page .fin-hero-ctas  { animation-delay: 210ms; }
  .fin-page .fin-kpi-strip  { animation-delay: 280ms; }
}

@keyframes finEnter {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: none; }
}

/* RESPONSIVE */

@media (max-width: 980px) {
  .fin-page .fin-stage {
    grid-template-columns: 1fr;
    gap: 44px;
  }

  .fin-page .fin-stage-l .fin-stage-text,
  .fin-page .fin-stage-l .fin-stage-visual { order: initial; }

  .fin-page .fin-step-4 { grid-template-columns: repeat(2, 1fr); }

  .fin-page .fin-report-cards { grid-template-columns: 1fr; }

  .fin-page .fin-kpi-strip {
    flex-wrap: wrap;
    gap: 20px;
  }

  .fin-page .fin-kpi-sep { display: none; }
  .fin-page .fin-kpi { flex: 1 1 40%; padding: 0; }
}

@media (max-width: 640px) {
  .fin-page .fin-wrap { width: calc(100% - 32px); }

  .fin-page .fin-anchor-nav { padding: 10px 12px; }

  .fin-page .fin-step-4,
  .fin-page .fin-step-3 { grid-template-columns: 1fr; }

  .fin-page .fin-mock-tax { grid-template-columns: 1fr; }

  .fin-page .fin-final-inner {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (prefers-reduced-motion: reduce) {
  .fin-page *,
  .fin-page *::before,
  .fin-page *::after {
    animation-duration: .001ms !important;
    transition-duration: .001ms !important;
  }
}